Ford credit helps consumers purchase a new Ford vehicle through a local dealership, like Koch Ford in Edmonton. Ford Credit can provide financing and lines of credit to a car buyer through an authorized dealer - who is selling Ford Motor Company vehicles. They also issue commercial paper and other debt instruments on behalf of Ford. In short, Ford credit can help car buyers purchase a Ford vehicle with ease and competitive rates. Let’s talk more about it below.
What can I get with Ford Credit?
You can either buy or lease a New and Certified Pre-Owned vehicle with Ford Credit. Different kinds of plans and options are available depending on which vehicle you choose to purchase.
What are my options?
Ford Credit has 3 options that you can pick from.
- Standard Purchase
- Flex Buy
- Red Carpet Lease
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Standard Purchase |
Flex Buy |
Red Carpet Lease |
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Vehicle Type |
New or Certified Pre-Owned |
New |
New |
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Mileage Options |
N/A |
N/A |
Seven options ranging from 10,500 to 19,500 miles per year |
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Terms |
Variety of Popular terms |
One term available |
Variety of popular terms |
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Unique Benefits |
No mileage limitations |
Unique payment plan with a lower payment for the first few years |
Attractive payments |
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Complete freedom to customize your vehicle |
Convenient terms |
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Customizable mileage |
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Advance Payment Plan (APP) |
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Gap Protection benefit |
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Lease-end flexibility |
How to apply for Ford Credit?
For a loan through Ford Credit, you can apply online, by phone, or in person at a Ford dealer. When applying online, you’ll receive a decision within minutes. Then, you can use that information when you go to Koch Ford. If you choose to work directly with us for financing, you may be eligible for additional benefits including reduced finance rates, vehicle incentives, and even cash back.
Need a new truck to blast you through the winter? Or an SUV for your next summer destination? Talk with our Finance Specialists and discover your options in purchasing that new Ford vehicle you’ve been wanting. Visit us or contact us at (780) 434-8411 and discuss payment plans with our Finance Team, we can make that new vehicle happen.